FabR[Senior Patek Moderator]
26166
That's right, though I don't have a Fidelity card (I occasionally open and close their Cash Management account but never got a bonus offer yet...). The best flat cash back card for me, if we don't consider some of the geofenced, is probably SoFi...
Apr 07, 2022,09:40 AM
All free (including no FTFs which is always my first requirement! ;-)) and now it's also become a real bank, with some excellent savings and checking accounts at 1.25%.... Hope it's sustainable, but they are backed by some great investors so it might be! ;-)
Of course Penfed or others are also good and you can easily get a 2% out of them (but you might need to keep a checking account open or satisfy other simple requirements). Another one to seriously consider is actually the Discover miles, which has nothing to do with miles and is essentially a 3% back for the whole first year (though not many people notice it! ;-) Not good with foreign conversions though as I learnt last summer, despite Discover advertises all of their cards as no FTF!
I told you I've been studying credit cards and started a fun new collection! ;-)))