To me, finishing is probably the make-or-break in buying a watch (unless it's closed and inexpensive). Yet, I think I am really in the (your) tier 2/3 area when it comes to what I consider if I'm willing to spend big bucks. I would typically want more than just a beautifully-finished three-hand watch (Simplicity); and I'd want a reliable service department. This is probably why I gravitated to Lange.