Royal Oak can be dressed casually or elegantly.
Fits all the major stereotypes. Has that James Bond/Steve McQueen look, has that young professional look, a lifestyle watch, fits all the criteria except the money ones. But who cares about money, get a used Genta designed 70s watch from IWC INGENIEUR and you've got 70% of the Royal Oak's look at 25% of the price.
Or just get the actual true James Bond watch (in the books, not movies) and that's a Rolex Submariner, which is a beautiful watch that can even be worn with a Tuxedo (as Sean Connery dons it in many James Bond films). Active lifestyle, elegance, classic design, and something that can be worn to the office all works. Put on a Nato strap for the summer to give it that super casual look. It's all do-able.
There are just a few superlative one-size-fits-all watches. Kind of like a BMW 3 series wagon. It does everything 98% of the population needs.