I tried it in the London shop and came to the same conclusion as you did.
The face recognition is amazing (in a store full of Black Friday customers) and the fill-in flash good to 10 m distance.
The camera size is not too bad as she does not carry 'purses' but full size hand bags.
I would choose the X100T as my back-up camera to Nikon DSLR but for the macro distance not being as good as my ancient Sony T-9 that focuses down to 1 cm...food and watches need stealth.
The main reasons that the current Mrs MTF rejects X100T are:
1) fixed wide angle lens when she wants telephoto zoom.
2) Fuji is known for vibrant "Disney" colours....even if this is only a rumour.
3) The logo not being a LEICA red dot
The same applies for the Lumix.
On the other hand, she does not want a Leica with interchangeable lenses: "if you are going to change lenses...get a full frame F-mount camera".
It's Mission Impossible.....it ain't made yet.
Regards,
MTF